Structured Settlements
What Is a Structured Settlement?
A structured settlement is a financial arrangement often used to resolve personal injury lawsuits. Instead of receiving a single lump-sum payment, the plaintiff receives regular, scheduled payments over time — typically funded by an annuity purchased by the defendant or their insurance company.
Structured settlements are designed to provide long-term financial security, especially for individuals recovering from serious injuries, medical negligence, or other life-altering incidents. They are tax-free under U.S. law and can be customized to suit a recipient’s future financial needs.
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Bari Enterprises offers fast and reliable pre-settlement funding for individuals involved in car accidents, personal injury claims, medical malpractice cases, wrongful death suits, and other settled cases. Our goal is to provide you with quick access to cash so you can cover essential expenses while your attorney fights for the full compensation you deserve. If you’re facing financial pressure and need funds to pay bills or support your family during the legal process, we’re here to help.
Don’t let financial stress force you into accepting a lowball settlement on your injury or accident case. The legal process may take time, but you don’t have to go through it alone. Contact us today at (800) 837-6781 and secure the lawsuit funding you need.
Why Choose a Structured Settlement?
Structured settlements offer several benefits:
Structured Settlement vs. Lump-Sum Payment
While lump-sum payouts offer immediate access to the full settlement amount, structured settlements are a more controlled and secure method of managing large awards — particularly in cases involving minors or individuals with long-term care needs.
| Feature | Structured Settlement | Lump-Sum Payout |
| Payment Type | Recurring payments (monthly/yearly) | One-time payment |
| Taxation | Tax-free (if from personal injury) | May be taxable (if invested) |
| Financial Discipline | Encourages long-term stability | Risk of mismanagement |
| Customization | Flexible payment schedule | Not applicable |
Can You Sell Your Structured Settlement?
Yes — in certain cases, structured settlement recipients may choose to sell part or all of their future payments in exchange for a lump-sum today. This process is known as structured settlement factoring, and it requires court approval to ensure it is in the seller’s best interest.
If you’re facing unexpected medical bills, home repairs, or education expenses, selling a portion of your structured settlement may provide the financial relief you need. At Baric Enterprises, we can guide you through this process and connect you with trusted partners if needed.
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How Baric Enterprises Can Help
While Baric Enterprises does not directly purchase structured settlements, we work closely with attorneys, claimants, and financial planners to ensure structured settlement plans align with long-term client needs. Whether you’re negotiating a new settlement or reviewing an existing one, our team offers personalized insights to help you make the right choice.
Need Help with Structured Settlements?
Our team is here to walk you through the benefits, options, and considerations of structured settlements. Contact Baric Enterprises today to learn how we can assist you or your client in building a secure financial future.